Interest Rates for Fixed Deposits and Recurring Deposits in November 2026: Latest Rates and Maximum Returns for General and Senior Citizens
ICICI Bank has announced its fixed deposit (FD) and recurring deposit (RD) interest rates for November 2026, offering competitive returns for both general customers and senior citizens. The bank has made adjustments to its interest rates, which are effective from November 1, 2026.
For general customers, ICICI Bank is providing interest rates on fixed deposits that range from 3.00% to 7.00%, depending on the tenure of the deposit. The highest rate of 7.00% is applicable for deposits with a tenure of 2 years to less than 3 years. For tenures of 1 year to less than 2 years, the interest rate stands at 6.75%. Deposits with a tenure of 6 months to less than 1 year will earn an interest rate of 5.75%.
Senior citizens can benefit from higher interest rates, with ICICI Bank offering an additional 0.50% on fixed deposits. This means that senior citizens can earn up to 7.50% for deposits with a tenure of 2 years to less than 3 years. For a tenure of 1 year to less than 2 years, the interest rate for senior citizens is 7.25%, while for deposits with a tenure of 6 months to less than 1 year, the rate is 6.25%.
In terms of recurring deposits, ICICI Bank offers interest rates ranging from 3.00% to 7.00% for general customers. The highest rate of 7.00% is available for tenures of 2 years to less than 3 years. Senior citizens also receive an additional 0.50% on their recurring deposits, allowing them to earn up to 7.50% for the same tenure.
These interest rates reflect ICICI Banks commitment to providing attractive savings options for its customers, particularly in a competitive banking environment. Customers are encouraged to consider these options for their savings and investment needs, especially given the enhanced rates available for senior citizens.
For those looking to invest in fixed or recurring deposits, ICICI Banks offerings for November 2026 present a viable opportunity to secure higher returns on their savings. As always, it is advisable for customers to review their financial goals and consult with a financial advisor if necessary before making investment decisions.